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Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount
$10K – $1M
Funding speed
As quick as 1–2 days
Cost
Beginning at 6%
Term
Up to 24 months

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A customer loading a machine at the laundromat.

Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

The upgrade it suits

A faster point of sale

A modest sum that clears within the year, so the new system is paid off while it is still new.

Replaces
A cash drawer and a card reader that drops out on a busy Saturday.
How it earns its keep
Shorter queues and fewer customers who give up at the till.

The whole upgrade board →

A card being tapped on a terminal at the counter.

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded in as little as 1–2 days once approved
  • Put it toward whichever upgrade you choose
  • No out-of-pocket fees

The application

Apply for upgrade funding

About two minutes: the amount, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%