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Cash advance

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours
Factor rate
10% – 35%
Repayment
Daily or weekly ACH

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A barista in his apron behind the counter.

Cash advance

What it is, and how it repays

A business cash advance gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.

It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.

The upgrade it suits

A second machine on the line

When the orders are already there, an advance on your card sales can move in days rather than weeks.

Replaces
One machine that sets the pace for everything else.
How it earns its keep
Orders you could not take before, delivered on time.

The whole upgrade board →

A baker pulling a full tray from the oven.

What it gives you

Why owners choose it

  • Low credit scores considered
  • Limited credit history considered
  • Funded in 24–48 hours once approved
  • No out-of-pocket fees

The application

Apply for upgrade funding

About two minutes: the amount, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%