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Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

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A made-up hotel room, lamps lit.

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

The upgrade it suits

A new product line

Stock has to be bought before it sells, and working capital bridges that gap on a short term.

Replaces
Turning customers away because you do not carry what they asked for.
How it earns its keep
A bigger basket from the customers you already have.

The whole upgrade board →

An owner beside a wall of new stock in her shop.

What it gives you

Why owners choose it

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Put it toward whichever upgrade you choose
  • No out-of-pocket fees

The application

Apply for upgrade funding

About two minutes: the amount, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%