Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Business funding
Funding from $5,000 to $1 million for your next upgrade
Equipment, a refit, a new line: pick an amount to see your options. One short application, 80+ lenders, no application fee.
- No application fee
- No obligation
- Same-day funding
- No collateral required
The application is the way in, and it takes about two minutes.
The upgrade board
Six upgrades, and the funding shaped for each
Most businesses pull ahead one improvement at a time. Find the one you are planning: what it usually replaces, how it tends to pay its way, and the programme that fits it.
-
A faster point of sale
- Replaces
- A cash drawer and a card reader that drops out on a busy Saturday.
- How it earns its keep
- Shorter queues and fewer customers who give up at the till.
Shaped for it
Short Term Business Loan →$10K – $1M · 1 – 2 days
A modest sum that clears within the year, so the new system is paid off while it is still new.
-
A newer van or truck
- Replaces
- The vehicle that spends more days at the garage than on the road.
- How it earns its keep
- More jobs in a week, and repair bills that stop arriving.
Shaped for it
Equipment Financing →Up to $250K · 1 – 5 years
The vehicle secures the financing, and the payments run over its working life.
-
A refit of the shop floor
- Replaces
- Tired fixtures, poor lighting and a layout customers have to work around.
- How it earns its keep
- A space people stay in longer and come back to.
Shaped for it
Term Loan →$20K – $1M · Within 24 hours
One sum for the whole project, on a fixed schedule you can plan the reopening around.
-
Software and new computers
- Replaces
- Spreadsheets, old laptops and the system only one person understands.
- How it earns its keep
- Hours back every week, and fewer mistakes that cost money.
Shaped for it
Business Line of Credit →Up to $1M · 1 – 2 days
Rollouts come in stages, so you draw as each one lands and pay only for what you have drawn.
-
A new product line
- Replaces
- Turning customers away because you do not carry what they asked for.
- How it earns its keep
- A bigger basket from the customers you already have.
Shaped for it
Working Capital →Up to $1M · 24 – 48 hours
Stock has to be bought before it sells, and working capital bridges that gap on a short term.
-
A second machine on the line
- Replaces
- One machine that sets the pace for everything else.
- How it earns its keep
- Orders you could not take before, delivered on time.
Shaped for it
Business Cash Advance →$5K – $500K · 24 – 48 hours
When the orders are already there, an advance on your card sales can move in days rather than weeks.
Every business is different, and so is every lender. Your specialist may suggest a different programme for your upgrade once they have seen the numbers.
How it works
From plan to funded, in three moves
Quick to start, with the comparing done alongside you.
Move 01
Tell us what you are upgrading
The amount, how to reach you, and a few questions about the business and the project. No documents at this stage, and no fee.
- Free to apply
- No paperwork to begin
- No obligation to accept
Move 02
A specialist shapes the funding
Your application goes to LendSeek, our funding partner, where a specialist matches the upgrade to the programme and the lenders most likely to fund it.
- Matched to the project, not just the sum
- One application, many lenders
- Offers gathered in one place
Move 03
Choose the offer, then make the move
You see each offer's total cost and schedule before you commit. Accept one and, once approved, funds can arrive in as little as 24 hours.
- Full cost before you sign
- Repayments you can plan around
- Funding in as little as 24 hours once approved
The six
Six programmes, built for different moves
Each one has its own amounts, terms and speed. The upgrade board above shows which suits the move you are planning.
Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Funding speed
- As quick as 1–2 days
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Business Cash Advance
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Factor rate
- 10% – 35%
- Repayment
- Daily or weekly ACH
How we work
What you can count on
- The project comes first
- We start from what you are upgrading and why, then find the funding that fits it.
- Costs you can compare
- Every offer is set out with its total repayment, so two offers can be weighed side by side.
- No pressure to borrow
- If waiting or borrowing less makes more sense, your specialist will say so.
- Nothing to pay to apply
- The application is free, and seeing your offers commits you to nothing.
The network's figures
The network behind your application
80+lenders in the network
25,000businesses funded
24 hrsto funding once approved
These totals are the lending network's, the network Vanguard Financing Solutions works through, and not this brand's own.
Ready when you are
Ready to grow your business?
Fund the upgrade that keeps you ahead. One short application, no application fee, no obligation.
The application
Apply for upgrade funding
About two minutes: the amount, how to reach you, and a few questions about the business. Free to send, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.